CHITCHAT

Making money transfers as easy as sending a message

Creating brand alignment and building a mobile-first financial product for Africa.

It'same... Paula!

My role

Senior Product Designer working closely with founders, PMs, and engineers.

  • End-to-end product ownership
  • Android & iOS (shared codebase)
  • Core flows & UX direction
  • Visual identity evolution
  • Physical debit card & packaging
  • Cross-functional collaboration

Context

ChitChat is a UK-based startup building a mobile-first financial product, exploring product–market fit while scaling core features. I joined as Senior Product Designer to support product definition and delivery across mobile and brand touchpoints.

The team ultimately change directions after identifying misalignment in audience targeting.

The Challenge

Build a cohesive mobile product while:

  • Clarifying target audience
  • Iterating rapidly
  • Maintaining alignment across brand and app
  • Managing engineering constraints

 

Woman holding the ChitChat card

Key Constraints

  • Early-stage ambiguity with limited validated user data.
  • Fast iteration cycles requiring design at pace.
  • Shared mobile codebase demanding cross-platform consistency.
  • Simultaneous digital product and physical artifact ownership.

Approach

  1. Product Framing — Worked with Product to define key user journeys and simplify scope to the core value proposition.
  2. Design for a Shared Codebase — Created consistent interaction patterns that worked efficiently across iOS and Android without duplication.
  3. Cohesive Product Experience — Ensured consistency across app UI, marketing assets, physical debit card, and packaging.

Key Product Decisions

  • Prioritised clarity in core transactional flows over feature breadth.
  • Reduced scope to test the core value proposition before expanding
  • Designed brand assets to reinforce product trust and credibility
  • Contributed to the product market fit reassessment— providing design insights

Outcomes

  • Delivered cohesive mobile experience across platforms
  • Strengthened cross-functional product alignment
  • Contributed to strategic reassessment of product-market fit

Reflection

This experience reinforced that product design is not just about shipping features — it’s about helping teams make better product decisions, even when that leads to difficult strategic conclusions.

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